When you file a wrongful death claim, the insurance company representing the at-fault party isn’t focused on justice or fairness. Their goal is simple: pay as little as possible. If you’re grieving and seeking accountability, knowing the tactics they’ll use to undermine your claim is critical. At Mottaz & Sisk Injury Law, we understand these strategies, and as your Shakopee wrongful death lawyer, we know exactly how to counter them.
Denying Liability
Insurance companies often start by denying any responsibility for the wrongful death. They may claim their policyholder wasn’t at fault or argue that your loved one’s actions contributed to the accident. This tactic is designed to discourage you from pursuing the case further.
We defeat this by thoroughly investigating the facts. Our team gathers evidence like surveillance footage, eyewitness statements, and accident reconstruction reports. By building a compelling case that clearly shows the negligence involved, we force the insurance company to take responsibility.
Delaying the Process
Another common tactic is to delay the claims process. The insurance company may drag its feet in responding to your claim or request unnecessary documentation. They hope the delay will frustrate you into accepting a lower settlement.
We don’t let that happen. At Mottaz & Sisk, we push back against unnecessary delays by staying on top of deadlines and filing motions when needed. We’re relentless in holding insurance companies accountable for responding promptly and fairly.
Offering Low Settlements
Insurance companies know families often face financial pressure after a wrongful death. They may use this to their advantage by offering a settlement far below what your case is worth, hoping you’ll accept out of desperation.
We fight these lowball offers by fully evaluating the value of your claim. Our attorneys account for all damages, including lost income, emotional distress, and the loss of companionship. Armed with a clear picture of your case’s worth, we negotiate aggressively to secure the compensation you deserve.
Misrepresenting Policy Limits
Some insurers might misrepresent the limits of their policy, claiming there’s less coverage available than there actually is. This tactic is designed to make you think you can’t recover the full value of your claim.
We’ve seen this trick before, and we’re ready for it. We know how to obtain and analyze policy documents to ensure you’re not misled. If the insurance company is hiding the truth, we’ll expose it and hold them accountable.
Using Your Words Against You
Insurance adjusters may seem friendly, but they’re trained to use your words against you. They’ll ask leading questions, hoping you’ll say something they can twist to weaken your claim.
When you work with Mottaz & Sisk, we protect you from these tactics. We handle all communication with the insurance company, so you don’t have to worry about saying the wrong thing. With us in your corner, you can focus on healing while we handle the legal battle.
Trust a Shakopee Wrongful Death Lawyer to Fight for Justice
At Mottaz & Sisk Injury Law, we’re dedicated to standing up to insurance companies and ensuring your family gets the justice you deserve. We know their tactics, and we know how to defeat them. When you choose us as your Shakopee wrongful death attorney, you choose a team that will fight tirelessly for you. Let’s work together to hold the responsible parties accountable.
