Car accidents in Coon Rapids, Minnesota, typically happen when other drivers are negligent or irresponsible in some way. If you suffered injuries in one of these accidents, the car accident lawyers at Mottaz & Sisk Injury Law are ready to help. We can swiftly investigate your accident circumstances, go over your options with you, and file a claim or lawsuit seeking the compensation you deserve.
For a free case evaluation and legal consultation with an experienced Coon Rapids car accident attorney, please call us at (763) 421-8226 or contact us online for more information.
Table of Contents
Why Choose Us?

Car accidents can result in debilitating injuries, some of which may affect an accident victim for the rest of their life. The experienced legal team at Mottaz & Sisk Injury Law can handle every step of the process for you, including filing a claim and negotiating with the insurance company. If the insurance company refuses to offer you fair compensation, we are not afraid to litigate your case to a resolution in court.
Our results speak for themselves, and you can see our most recent client reviews and case testimonials on this site. Our office is conveniently located at 3340 Northdale Blvd. NW, Suite #140, Coon Rapids, MN 55448.
How Much Is My Third-party Coon Rapids Car Accident Case Worth?
If you’ve been involved in a car accident in Coon Rapids, Minnesota, understanding the potential value of your claim or lawsuit – and the types of losses for which you can recover compensation – is essential for pursuing a successful claim. Minnesota follows a no-fault insurance system, meaning that your own insurance company may cover initial expenses regardless of fault. However, if your injuries are severe enough, you may pursue compensation from the at-fault driver’s insurance via a third-party claim or lawsuit.
The worth of your third-party claim depends on several factors, including the severity of your injuries, the circumstances surrounding the car accident, and the effect it has had on your life. A Coon Rapids personal injury lawyer can help you navigate the legal process and seek compensation for your losses, including medical expenses, lost wages, and pain and suffering. Below is an overview of how your case may be evaluated and the categories of compensable losses for which you can seek compensation.
Factors Affecting Case Value
- Injury Severity: The severity of your injuries is a key determinant. Minor injuries may result in lower compensation, while catastrophic injuries, such as spinal cord damage, brain injuries, or broken bones, can significantly increase the value of your case. The more serious your injuries, the more medical treatment and rehabilitation you will likely require.
- Medical Costs: The cost of past and future medical treatment plays a significant role in determining compensation. This includes hospital bills, surgeries, physical therapy, prescription medications, and ongoing care for long-term injuries.
- Lost income: If the accident caused you to miss work or limits your ability to earn in the future, you can recover compensation for lost earnings. This includes both current and future earning potential if you are unable to return to your previous employment.
- Pain and Suffering: Non-economic damages, such as pain and suffering, emotional distress, and loss of life enjoyment, are also factored into the value of your third-party case. These are subjective and often depend on the extent of your injury and its effect on your daily life.
Third-party Compensation
Economic Damages: These include medical expenses, lost earnings, and property damage.
Non-Economic Damages: These include pain and suffering, emotional distress, and diminished quality of life.
Punitive Damages: In cases of gross negligence, you may be awarded punitive damages to punish the at-fault party and deter future reckless behavior.
Most Common Locations for Car Accidents in Coon Rapids
Coon Rapids, Minnesota, is a suburban city located just north of the Twin Cities metropolitan area. Like many cities, Coon Rapids experiences its fair share of car accidents, and certain locations are more prone to collisions due to factors like traffic volume, road design, and driver behavior. Below are some of the most common locations for car accidents in Coon Rapids.- Major Intersections: Intersections are among the most common locations for car accidents in Coon Rapids. High-traffic intersections, such as Coon Rapids Boulevard and University Avenue or Round Lake Boulevard and 85th Avenue, often see more collisions due to the complexity of merging lanes, turning vehicles, and traffic light changes. When drivers aren’t paying attention or when visibility is reduced, car accidents are more likely.
- Highway 10 (U.S. Route 10): Highway 10, a major route running through Coon Rapids, is another local area that’s prone to accidents. This highway is often busy with both local commuters and drivers traveling between cities. With high-speed limits and heavy traffic, the risk of rear-end accidents, lane changes, and side-impact collisions increases. Areas with on and off-ramps can also be particularly hazardous, especially during rush hours when drivers may be speeding or not paying attention to merging traffic.
- Residential Areas: Car accidents are not limited to busy streets or highways. Residential neighborhoods in Coon Rapids can also see car accidents, especially in areas with narrow streets, parked cars, and children playing. Intersections and intersections near schools, like those around Epiphany Catholic School or Coon Rapids High School, can be hotspots for accidents – particularly if drivers aren’t driving cautiously or if there is limited visibility due to parked cars or street design.
- Parking Lots and Driveways: Accidents frequently occur in parking lots, whether in shopping centers, office buildings, or apartment complexes. Drivers backing out of spaces or navigating crowded parking lots are at risk of colliding with other vehicles, pedestrians, or stationary objects.
Types of Car Accidents in Coon Rapids
Car accidents in Coon Rapids, Minnesota, often result from the negligence of other drivers. These accidents can cause serious injuries, property damage, and even fatalities. While many factors contribute to collisions, certain types of accidents are more common in Coon Rapids due to careless or reckless driving:
- Rear-End Collisions: Rear-end accidents are one of the most common types of car crashes in Coon Rapids. These typically occur when a driver is not paying attention to the road ahead and fails to stop in time, striking the vehicle in front of them. Common causes include distracted driving, such as texting or talking on the phone, or tailgating, where a driver follows too closely to the car ahead. These accidents can happen in heavy traffic, at intersections, or when vehicles are slowing down for a light or stop sign.
- T-Bone Accidents (Side-Impact Collisions): T-bone accidents, also known as side-impact collisions, occur when one vehicle strikes another from the side – typically at an intersection. These types of accidents often result from a driver running a red light or failing to yield the right-of-way. In Coon Rapids, intersections with high traffic volume, like Coon Rapids Boulevard and Round Lake Boulevard, are frequent locations for these crashes. Because of the angle of impact, T-bone accidents can lead to severe injuries, especially to the driver and passengers on the side that was hit.
- Failure to Yield Accidents: Accidents resulting from drivers who fail to yield the right-of-way are another common occurrence in Coon Rapids. These crashes typically happen at intersections, where one vehicle ignores traffic signs or signals and enters the path of oncoming traffic. Failing to yield is frequently a result of driver inattention, impatience, or misunderstanding of traffic laws. These accidents can cause significant damage and are particularly dangerous because of the high-speed nature of the crash.
- Distracted Driving Accidents: Distracted driving is a major factor in many accidents in Coon Rapids. This includes texting, talking on the phone, eating, or any other activity that takes a driver’s attention away from the road. Distracted driving can lead to accidents at any time, whether on residential streets, highways, or in parking lots. Drivers who fail to pay full attention to their surroundings are more likely to miss important signals, such as stop signs, pedestrians, or traffic lights.
Most Common Injuries in a Coon Rapids Car Accident
Car accidents in Coon Rapids, Minnesota, like anywhere else, can result in a wide range of injuries. Some of the most common injuries seen in these accidents are physical, but the emotional and psychological effects can also be significant. Here are a few of the most frequently reported injuries from car accidents:- Whiplash: One of the most common injuries in rear-end collisions, whiplash occurs when the neck is suddenly and forcefully jerked back and forth. This can lead to muscle strain, headaches, and pain in the neck and shoulders. Whiplash may not show symptoms immediately but can cause long-term discomfort if left untreated.
- Broken Bones: Car accidents often result in broken bones, especially in the arms, legs, ribs, or collarbone. The force of a collision can lead to fractures, especially in the areas where passengers are most likely to be injured, such as the limbs or chest. Broken bones often require surgery and lengthy recovery periods.
- Concussions and Head Injuries: Head injuries are common in car accidents, ranging from concussions to more serious traumatic brain injuries (TBIs). A concussion can occur if the victim’s head strikes the steering wheel, dashboard, or side window. Symptoms may include confusion, dizziness, and memory problems. In severe cases, TBIs can cause permanent disability or death.
- Spinal Injuries: Injuries to the spine, including herniated discs or even spinal cord injuries, can be serious and life-changing. These injuries can lead to paralysis, loss of sensation, or long-term pain. The force of a car accident may cause the spine to become compressed or jolted, leading to severe consequences.
- Soft Tissue Injuries: Soft tissue injuries like sprains, strains, and bruises are also common in car accidents. These injuries affect muscles, tendons, and ligaments, causing pain, swelling, and limited movement. Although these injuries may not be as visible as broken bones, they can still be quite painful and require physical therapy to heal.
Fighting the Insurance Company in a Coon Rapids Car Accident Case
If you’ve suffered an injury in a car accident in Coon Rapids, Minnesota, fighting the insurance company can be a challenging and frustrating process. Insurance companies often try to minimize payouts to protect their bottom line, but with the right personal injury lawyer, you can ensure that you receive the full compensation you deserve.
In Minnesota, the state’s no-fault insurance system plays a critical role in the claims process. Under this system, your Personal Injury Protection (PIP) insurance covers medical expenses, lost income, and other accident-related costs, regardless of who was at fault. However, PIP insurance has limits, and it doesn’t always cover everything – especially for more severe injuries. If your injuries exceed your PIP coverage or involve significant pain and suffering, you may need to pursue a claim against the at-fault driver’s insurance.
At Mottaz & Sisk Injury Law, we can navigate the complicated process of dealing with both your own insurance company and the other driver’s insurer. We’ll handle all settlement negotiations, making sure the insurance companies don’t take advantage of you. Often, insurance adjusters try to offer low settlements to close the case quickly. We’ll fight for a fair settlement that fully covers medical bills, lost income, rehabilitation costs, and the pain and suffering you’ve endured.
If necessary, we can also take the case to court. With our experience, we know how to present a strong case to ensure that all of your injuries are properly documented – and that you receive the compensation you deserve.
Most Important Steps to Take after a Car Accident in Coon Rapids
After a car accident in Coon Rapids, Minnesota, taking the right steps is important to protecting your health and your legal rights. Here’s what you should do:- Obtain a Copy of the Police Report: Call the police to the scene of the accident, and make sure you get a copy of the police report. This report is an important piece of evidence that establishes the facts of the accident and can support your case when dealing with insurance companies or in court.
- Collect Evidence: Gather photos of the accident scene, vehicle damage, and any visible injuries. Keep contact information from witnesses and the other driver(s). The more evidence you have, the stronger your claim will be.
- Finish Your Medical Treatment: Follow through with all recommended medical treatments. Your medical records will be essential in documenting the extent of your injuries and the costs of your treatment.
- Speak with a Coon Rapids Car Accident Attorney: At Mottaz & Sisk Injury Law, we can guide you through the claims process, negotiate with insurance companies on your behalf, and protect your rights, to ensure you receive the compensation you need.