If you’ve recently been injured in a car accident while at work, you may be thinking, “does workers’ comp cover my work-related car accident?” The answer depends on each case! Just like any other workplace injury, there are certain circumstances when a workers’ compensation insurer won’t cover the car accident. However, it is possible for workers’ comp to cover your work-related car accident. Knowing your rights when you’re injured when involved in a work-related car accident will help you to better fight for your benefits.
When Will Workers’ Comp Cover My Work-Related Car Accident
The workers’ compensation statute will cover a work-related car accident if you need your car for work. Needing to use your car for commuting does not count as needing your car for work. Instead, needing your car as a core part of your job function, such as traveling to patient or customer homes, is when workers’ comp will cover your accident.
Delivery drivers who are out driving around to deliver orders to their customers, but are hit by a drunk or reckless driver, are covered by workers’ compensation. However, you may also be eligible for compensation from a personal injury lawsuit as well. That’s why it’s so important to work with a team of established and experienced lawyers. Our team at Mottaz & Sisk Injury Law will fight for you, so you can get all of the compensation you’re owed for your injuries.
Another common situation where workers’ comp will cover your work-related car accident is if you’re injured while you’re traveling with your employer. For example, if you get into a car accident while driving for an off-site meeting and you’re injured, workers’ compensation benefits will cover you.
When Won’t Workers’ Comp Cover Your Work-Related Car Accident
Not all injuries are covered by workers’ compensation benefits. For your car-accident to be covered by workers’ compensation, you must have been working when the injury occurred. Workers’ comp may not cover your work-related car accident if you’re making a deviation from the route your employer recommended you to take. Your employer’s workers’ comp insurance likely won’t cover a claim if you’re taking a personal trip in a company vehicle. Accidents during your regulated commute aren’t typically covered by workers’ comp either.
Why You Need Legal Help Getting Workers’ Comp to Fight for Your Benefits
Working with an attorney with years of experience in workers’ comp cases will be ideal if you’re looking to get the benefits from workers’ compensation that you deserve. A dedicated legal professional with experience in workers’ comp will help you to identify if your case is work related or if it isn’t. Oftentimes, a lot of people tend to miss out on what’s considered work-related and what isn’t considered work-related. Even employers who are aware of the accident and injuries sustained from the accident aren’t always aware of what’s considered a work-related injury.
Don’t be shy about reaching out to a workers’ compensation lawyer. Our team at Mottaz & Sisk Injury Law will help you to identify your legal rights to workers’ comp benefits when you’re injured while performing work-related duties.
Learning When Workers’ Comp Will Cover My Work-Related Car Accident
When you’re thinking about recovering from a car accident, workers’ comp benefits typically aren’t the first thing on your mind. However, if you’ve been injured in a car accident while you’re working, whether you were or weren’t driving, you may be eligible to receive workers’ compensation benefits.
Our team at Mottaz & Sisk Injury Law have helped many employees receive all of the compensation they deserve after being injured in a work-related car accident. So, if you’re wondering, “does workers’ comp cover my work-related car accident?”, contact Mottaz & Sisk Injury Law today.