When you are injured, it is the responsibility of the employer to report an alleged injury, regardless of whether the employer agrees with the claim. The employer is responsible for completing a form called the First Report of Injury (FROI). If the employer is unable or refuses to file this form, the Minnesota Department of Labor and Industry may request that the insurer prepares one.
The employer is to submit the FROI or First Report of Injury to the workers’ compensation insurer within 10 days. From there, the insurer is responsible for electronically filing the FROI with the Minnesota Department of Labor and Industry within 14 days of the first day of disability or the date the employer was aware of the disability. Deaths and serious injuries must be reported to the Department within 48 hours. The insurer should always send you a copy of the FROI for your records.
If you are injured, make sure you get a copy of the FROI to confirm the information is accurate. If the employer or insurer fail to provide you with a copy, notify the Minnesota Department of Labor and Industry and request a copy from them.
After your claim has been filed with the insurer and the Department of Labor and Industry, you should receive information from the insurer.
The insurer must admit or deny liability within 14 days of notice or knowledge of the injury. They must also file a Notice of Insurer’s Primary Liability Determination (NOPLD).