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What is Minnesota workers’ compensation?

The Minnesota workers’ compensation system was established in 1913 to help injured employees cope with the financial hardship brought on by occupational injuries and to assist in returning the employee to employment. However, with the inception of the system came a struggle between providing necessary benefits to the injured employee and the costs incurred by the employer and insurer during the process.

 Minnesota workers’ compensation does not take fault into account. In fact, think of it as a contract between the employee and his or her employer. The employer agrees to compensate the employee for on-the-job injuries, and in return, the employer has limited liability with a set amount of exposure. Every employer is liable for compensation in every case of personal injury or death of an employee arising out of and in the course of employment without regard to the question of negligence.

Minnesota Workers’ Compensation Is an Exclusive Remedy 

Although workers’ compensation can be categorized as an exclusive remedy, it does not prohibit an employee from bringing other claims against the employer for things like discrimination, retaliation, or other claims.

Quick and Efficient Delivery of Workers’ Compensation Benefits

It is the intent of the legislature that the system is to assure the quick and efficient delivery of indemnity and medical benefits to injured workers at a reasonable cost to the employers who are subject to the provisions of this chapter. . . . The workers’ compensation system in Minnesota is based on a mutual renunciation of common law rights and defenses by employers and employees alike. Employees’ rights to sue for damages over and above medical and health care benefits and wage loss benefits are to a certain degree limited by the provisions of this chapter, and employers’ rights to raise common law defenses such as lack of negligence, contributory negligence on the part of the employee, and others, are curtailed as well. 

If you have questions about Minnesota workers’ compensation, contact our office today for a free consultation.