Every employer in Minnesota is required to carry workers compensation for their employees. Only in very limited situations are they not required to provide workers’ compensation insurance. Some employers are even self-insured for workers compensation liability.
If an employer in Minnesota fails to carry workers compensation they can be penalized up to 60%. Additionally, if an employee is injured on the job and the employer does not have workers compensation insurance, a government entity called “the special compensation fund” will provide benefits. The special compensation fund will then in turn go after the employer for payment along with penalties.
Many large companies in Minnesota are self-insured for workers’ compensation. If an employer is self-insured for workers compensation they are liable just like any workers compensation insurance company to provide benefits to injured workers.
If you are a covered employee under Minnesota law and you sustained an injury with your employer you are allowed to recover Minnesota workers compensation benefits. You should make sure to report your injury to your employer and get in touch with the workers compensation insurer. If the employer fails to tell you the workers’ compensation insurer information, you can always contact the Minnesota Department of Labor and Industry although the employer should provide you that information. The Minnesota Department of Labor and industry and their worker’s compensation hotline may help in getting that information to you.
If you or a loved one has suffered a work injury it is always a good idea to speak with a Minnesota work injury attorney regarding your Minnesota workers compensation claim. The consultation is free. There is no obligation to retain our office. We can help guide you through the process and discuss with you your next steps. Contact our office today to set up your free consultation.